Get Financially Fit

lose worry. feel secure.

NEXT WORKSHOP DATES:

Do you want to get more engaged in your financial well-being? 

Do you want to feel more confident about your ability to meet life’s financial demands, today and in the future? 

 

Do you want to be prepared financially if life doesn’t turn out exactly the way you planned (or even if it does)?

Do you want to get ahead financially and stop feeling like you are working hard but not getting very far?

Do you want to be a good role model for your kids to help them become “financially fit” adults?

Do you want your finances to be a source of strength in your life vs. one of concern or conflict?

Do you want to set financial goals and have a plan to achieve them?

Do you want to feel secure?

 

It isn’t that you’re not doing anything

 

You’re probably working hard.

You may be putting money away or participating in a savings plan for retirement, your child’s college education or other life goal.

You may have started a budget or identified certain goals you want for for your budget.

You may have agreed on some common financial goals with your life partner.

 

…but you may find that you work on your finances on and off.

 

You start to organize your information and start to figure out where you are or where you need to go, but you don’t complete the work.

You start a budget and start tracking expenses, but then it gets too boring, burdensome or stressful.

You start to research what you will need for retirement or another goal, but get overwhelmed by the amount of information.

You start to research ways to make your money work for you and different investments, but get overwhelmed by the number of options.

 

You repeat the start-and-stop cycle…

 

…because dealing with finances is often uncomfortable (and a source of conflict in a relationship), and it’s easier to avoid it or let someone else manage things.

…and find yourself working hard, but you don’t feel like you are getting ahead.

 

You are not alone.

 

Many people struggle with finances and are financially unprepared, uninformed or unengaged.

And the issue isn’t always a lack of funds.

(In fact, it’s more important what you save than what you earn. Just like we tend to eat what is placed in front of us, so do we tend to spend what we earn.)

 

A key source of conflict in relationships is different financial goals or money mindsets.   

 

We are all unique and have different backgrounds.

How money featured in our childhoods shapes our money mindset.

Our relationship with money as we come into our own as adults and have different life experiences impacts our money mindset.

 

Another issue: We haven’t been prepared.

 

Although money is a part of our daily life, it normally has not been a part of our formal education.

(And, like sex, it generally isn’t something our parents teach us about either.)

 

You want to have a clear idea of where you want to go and have a plan to get there.

You want to feel secure.

 

You want money to be a positive in your life, not a negative…a help, not a hindrance.

You want to know where you are and where you want to go.

You want to have a plan to get from here to there.

You want to activate your plan so it is always “on” and working for you.

You want support to get there. 

You want someone to walk you step-by-step through the process, giving you the tools and support to build your financial well-being. 

 

 

I can help. I will help you lose worry, gain control and take the steps to feel more secure:

  • Improve your Money Mindset
  • Identify where you want to go
  • Assess where you are today
  • Figure out how to get from where you are to where you want to go
  • Make a plan
  • Automate that plan
  • Get and stay engaged in your financial well-being
  • feel secure

 

Ready to learn how?

GET FINANCIALLY FIT

 

…a unique, highly impactful coaching program for women who are ready to get engaged in their financial well-being and ensure they can live life and make life decisions from a position of strength and security vs. lack and insecurity. 

 

What you’ll get when you work with me:

  • 8 weekly modules consisting of a step-by-step approach to improve your money mindset and give you the tools to build and activate a plan to get you from where you are to where you want to go.
  • Private, Convenient, Online space, or “classroom” where I share with you the lessons and a wealth of information and resources.
  • 1:1 call to provide individual coaching to support your journey.
  • Wealth of resources to support and guide you during the program and beyond it.
  • Ongoing access to our coaching platform “classroom” after the 8 weeks, so you can continue to access the lessons, information, and resources shared.
  • Daily Coaching: You get access to me, not just during our calls but in our private space where you can ask me questions and receive additional feedback and support.

 

Being engaged in your financial well-being is not about becoming – or needing to be – a financial guru. It is about being informed, engaged and feeling confident that you are covering your financial bases (and those of your loved ones).

 

Financial security is important for EVERYONE. However, I made this course for you, ladies, because as women, we tend to:

  • earn less in our jobs;
  • live longer;
  • be the partner who takes time off from our careers to take care of kids (or other family members, such as ailing and/or aging parents), which can lead to lower pension benefits (if any pension), lower retirement savings (if any), and overall loss of lifetime earning power, not only because of the actual time off from work, but also the impact it can have on the position and salary level at which we re-enter the workforce;
  • delegate the handling of finances to our partner or other advisor; and
  • be more negatively impacted financially in the event of divorce or death of a spouse.

In order to navigate these things, I think we need to be engaged in our financial well-being.

 

That doesn’t mean that…

 

  • we go on strike to protest pay differences;
  • we need to be fearful of living a long, full life;
  • we not take time off for kids or ailing/aging parents (although maybe we do it with a greater understanding of its impact and how to minimize that impact);
  • we have to take over the managing of the finances;
  • we have to stay in a bad marriage because of money.

It does mean that…

 

  • we become engaged in our financial well-being;
  • we become comfortable with money
  • we become informed about our financial situation;
  • we assume responsibility of our financial outcome;
  • we are part of the financial conversation, information flow, and actions;
  • we know the details, even if we don’t manage them;
  • we can manage those details if we so choose or find ourselves needing to;
  • we acquire knowledge.

 

Knowledge is power. It allows us to make better plans, better decisions and take action. It instills confidence. It gives us a feeling of security, as opposed to one of vulnerability.

That is what this coaching is all about. 

Darcy helped me get out from under the burden of financial worries & on the path to greater financial security and freedom!

Financial struggles have haunted me throughout most of my adult life. Paralleled by unhealthy habits regarding my overall health, I sensed that finding peace with finances and weight went hand-in-hand, that both would help me live free of many restraints. 

Credit card debt, hospital bills, a household tragedy and a mostly one-income household, compounded an already unhealthy way of dealing with money. I really doubted that any financial advice could help me because it seemed to me that the problem was that there was just not enough, and that belief kept me from really getting the help I needed. There were momentary attempts but, like crash diets, they were mostly unsuccessful. 

Things had to change. I had to look at things differently and from a different perspective. I trusted Darcy to analyze the situation without my rationalizations or excuses. To say that she did this professionally, empathetically and with dignity is an understatement.  She also was able to encourage me to make several changes that I would have not been able to tackle without her encouragement and support. Best yet, within less than a year, I was saving money instead of paying off debts.

The feeling of freedom and the new outlook on life it afforded me as I turn the corner for the next big step in financial planning – my retirement – is beyond words.

– K.S. (USA)
K.S. - USA

What I know for sure is that when we feel secure, we live better in all areas of our life. Feeling secure financially helps our relationships, and it helps our loved ones. Like weight and fitness and feeling good physically and about ourselves, feeling secure permeates more areas of our life than just money.

 

 

What you can expect from this program and me:* 

  • Step-by-step approach and lessons to guide you
  • Actionable Assignments
  • Ongoing coaching and support via our weekly Coaching Calls & Private Online Space
  • A wealth of information and resources to help support your journey to greater financial well-being

 

 


What not to expect:* 

  • Not a Budgeting Program:  You will get information about some budgeting programs available, and I will give you a tool to get you started. However, you will decide which tool ultimately works best for you.
  • Not an Investment:  I share with you information on investing and resources. However, I do not sell or advise you to use any specific investment or product.
  • For me to tell you what to do: I give you the tools and support to get in the driver’s seat of your financial well-being and help guide you, but I can’t make decisions for you. I am with you step-by-step, but you ultimately need to do the work and decide the action steps that fit you and your goals.
  • Hand-holding: While I will fully support you and be as committed to your success as you are, you need to be committed and show up consistently for yourself and your goals.

FAQ:*

  • Are there any special requirements? The only requirement for this program is that you are committed to showing up for yourself and your goals and to show up consistently. Consistently means that you are willing to fully engage in the process, working through the program and assignments as we go and engaging in the weekly calls, all to the best of your ability.
  • Do I need to have or know Excel?  I have an Excel file for you to use, so in order to use it, you will need to have Excel or a program that will import the file. If you have some familiarity with Excel / spreadsheets, you will feel more comfortable. However, I will walk you through how to use the file, and it is not complex. Additionally, you don’t need to use the file. We discuss other options, and you can decide what tool works best for you.
  • How much time will I need to spend on this program?

    • Weekly Modules: Each week has a specific step. Some steps require more work (such as fact-gathering) than others. On average, though, I recommend that you plan to spend a couple of hours each week on the course. This is a progressive course, and, as such, it is important that you keep engaged and on track to the best of your ability to get the most out of the program.
    • Calls: The weekly group calls and the 1:1 coaching call will be approximately one hour in length.
  • Do I need to have a financial background to do the program? Absolutely not. Anyone who wants to get more engaged in their financial well-being can do this course.

 

*The information and resources I share are U.S.-focused. Therefore, some information and/or resources may or may not be applicable to you and where you live.   

Still have questions? 

No problem. I am happy to answer any questions you have. Email me at contact@darcyholmer.com with any questions.

This is about finding Your Best Fit…and one size does not fit all. You deserve a perfect fit.